Do You Qualify for SSDI?

To qualify for SSDI, you must meet both medical eligibility requirements and work history requirements established by the Social Security Administration (SSA).

Stage 1: Medical Eligibility
The SSA has its own definition of disability. To qualify, you must show that:

• You have a medically documented physical or mental condition
• Your condition prevents you from performing substantial gainful activity
• Your disability has lasted or is expected to last at least 12 months, or is expected to result in death
• Your condition prevents you from returning to your previous work and from adjusting to other types of work

Medical records, treatment history, physician evaluations, and functional limitations are all critical pieces of evidence used to determine eligibility.

Stage 2: Work History Requirements

SSDI is funded through payroll taxes paid into the Social Security system. To qualify, applicants must have earned a sufficient number of work credits.

Work credits are based on income and employment history. Most adults must have worked approximately five of the past ten years before becoming disabled, though requirements can vary depending on age.

If you do not have enough work credits, you may still qualify for Supplemental Security Income (SSI) instead.

The SSDI Application Process

Applying for Social Security Disability benefits can be complicated. The majority of first-time applications are denied. Many denials occur because:

• Incomplete or inaccurate applications
• Missing medical documentation
• Insufficient evidence of work limitations
• Errors in work history records

A simple mistake can delay your benefits for months or even years. Shook & Stone works closely with clients to ensure that every application is complete, accurate, and supported by strong medical evidence. Proper preparation can significantly improve your chances of approval. Don’t wait - contact our team now for a free consultation.