SSDI vs. SSI: What’s the Difference?

Both SSDI and SSI provide financial assistance to people with disabilities, but they serve different groups and have different eligibility rules.

SSDI (Social Security Disability Insurance)

• Requires a qualifying work history and Social Security work credits
• Monthly benefits are based on your past earnings
• No strict asset limits
• Eligible beneficiaries qualify for Medicare after receiving benefits for 24 months

SSI (Supplemental Security Income)

• Designed for individuals with limited income and resources
• No work history is required
• Monthly payments are based on federal benefit limits
• Most recipients in California qualify for Medi Cal coverage automatically

Some applicants may qualify for both programs depending on their financial situation.

Both programs provide essential support for those unable to work due to a disability, but the qualifications and benefits vary. If you need help determining which program is right for you or have been denied benefits, Shook & Stone is here to fight for you. Call today for a free consultation and get the benefits you deserve!

SSDI vs. SSI:
What’s the Difference?